Insurance Exclusions
While we strive to help as many people as possible get the insurance they need, we regret that there are some things we cannot insure. Below are a list of exclusions that we will not be able to cover:

  • Acupuncture
  • Any procedure that punctures the skin
  • Aqua Therapy
  • Black Henna
  • Body Branding
  • Body Piercing
  • Chiropody or Podiatry
  • Cosmetic Surgery
  • Cupping
  • Dance Instructors
  • Ear Candling/Coning
  • Endermologie
  • Electrolysis
  • Flower Essences
  • Gua Sha
  • Hypnosis
  • Manipulations or adjustments of the human skeletal structure
  • Personal Training – Yoga Instructors
  • Physical Therapists
  • Psychological and related treatment or therapy
  • Removal or any attempt to remove warts, moles or skin growths
  • Sale, service or application of wigs or toupees
  • Skin Needling
  • Suntan beds or suntan booths
  • Surgical hair removal, hair implanting, or hair transplanting
  • Tattooing or Permanent Makeup
  • The administering or prescription of any prescribed medicine
  • The use of any device employing x-ray, electrical rays, radio waves, or electronic waves
  • The use of any electrical/mechanical device for massage therapy such as electric massage chairs or vibration machines
  • The use of lasers
  • Training or application of micro-pigmentation
  • Ultrasonic Cavitation Machines
  • Ultrasonic/Ultrasound/High Frequency Machines